legacy planning
Secure the Future You’ve Built.
True wealth isn't just what you earn; it’s what you protect for the next generation. Our legacy planning ensures your family’s lifestyle and dreams remain intact, no matter what tomorrow holds.
legacy planning
Secure the Future You’ve Built.
True wealth isn't just what you earn; it’s what you protect for the next generation. Our legacy planning ensures your family’s lifestyle and dreams remain intact, no matter what tomorrow holds.
Why It Matters
Protection That Outlasts a Lifetime.
A legacy is more than an inheritance; it is the continuation of your values and your care. Without a plan, the life you’ve built can be vulnerable to taxes, probate, and uncertainty. At Archstone, we help you build a bridge from your success today to your family's security tomorrow
The Solutions:
Asset Protection: Utilizing specialized insurance vehicles to shield your wealth from creditors and legal liabilities.
Tax Efficiency Planning: Structuring your death benefits and transfers to minimize the tax burden on your heirs.
Estate Liquidity: Ensuring your family has immediate access to cash for expenses, preventing the forced sale of family assets or property.
Charitable Giving: Creating a plan that allows you to support the causes you love while maximizing the benefits for your beneficiaries.
Who's This Perfect For
The New Parent
The Business Founder
The Real Estate Investor
The High-Net-Worth Individual
The Grandparent
The Charitable Giver
The Modern Blended Family
The Early Retiree
The Family Provider
What We Offer
Choose the right coverage for your needs — simple, flexible, and transparent.
Comprehensive Life Insurance
We shop 40+ carriers to find the exact death benefit structure—from Term to Permanent—that fits your long-term estate goals.
Living Benefits Integration
Access your legacy early if you are diagnosed with a critical illness, ensuring your medical care doesn't drain your children's inheritance.
Buy-Sell Agreement Funding
For business owners: Ensure a smooth transition of your company while providing your family with the full fair market value of your share.
Trust-Owned Life Insurance (TOLI)
Collaborating with your legal team to house policies within trusts, providing maximum control and tax-free wealth transfer.
What You Gain
Peace of Mind That Lasts a Lifetime.
Total Estate Control
The peace of mind knowing exactly how your assets will be distributed, leaving nothing to chance or government intervention.
Financial Continuity
Your family won't just inherit a house; they inherit the "free and clear" cash flow needed to maintain their standard of living.
Tax-Free Wealth Transfer
Leverage insurance to move significant wealth to the next generation without the heavy hand of the IRS.
Emotional Serenity
You no longer have to worry about the "what ifs." You can enjoy your life today knowing the foundation for your family is financially solid.
TESTIMONIALS
What Families Say
Trusted by Thousands of Families
"A weight off our shoulders." "We worked so hard to build our business, but we never had a plan for what happened next. Archstone helped us set up a legacy plan that protects our employees and our kids. It’s the ultimate peace of mind."
— James L., Florida
"They listened to what mattered." "I wanted to make sure my grandchildren’s college was paid for no matter what. The team at Archstone didn't just sell me a policy; they built a strategy that guarantees their education is secure."
— Linda M., Texas
"Simple and secure." "Legacy planning felt intimidating, but Jed made it easy. He coordinated with our lawyer and found a plan that fit our budget. Now I know my wife and kids are safe in our home."
— Samuel K., Maryland
STILL NOT SURE?
Frequently Asked Questions
Is legacy planning only for the wealthy?
No. Anyone with a family, a home, or a business needs a plan to ensure their assets go to the right people with the least amount of stress.
When is the best time to start?
The best time is now. Life insurance is more affordable when you are younger and healthier, allowing you to build a larger legacy for less cost.
Does this replace my Will?
Our insurance strategies complement your Will or Trust. We provide the funding (the cash) that makes your legal wishes possible.
What if my family situation changes?
Our plans are flexible. As part of our "Stewardship" phase, we review your coverage periodically to make sure it still reflects your current family life.
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